Investing in property is one of the most popular ways for New Zealanders to build wealth. However, finding the right loan for an investment property can be tricky. That’s where mortgage brokers come in. A good mortgage broker helps property investors find the best loan options, compare interest rates, and save money in the long run.
In 2025, several mortgage brokers in New Zealand are making a name for themselves in the property investment market. Among them, SK Financial Group (SKFG) stands out as the top mortgage broker in NZ for property investors. In this article, I’ll explore why SKFG leads the market, along with other reliable mortgage brokers that can help you achieve your investment goals.
Why Property Investors Need a Mortgage Broker
Property investment involves more than just buying a home — it’s about making smart financial decisions. Mortgage brokers play a big role in this process. They understand the investment market, know how to structure loans for maximum tax efficiency, and help investors build strong property portfolios.
Here are some key reasons why investors use mortgage brokers:
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Access to Multiple Lenders: Brokers can find better deals from different banks and non-bank lenders.
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Investment Loan Expertise: They know how to tailor loans specifically for property investment.
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Time and Cost Savings: Brokers handle paperwork, negotiations, and rate comparisons.
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Strategic Guidance: They help you plan long-term investment goals with the right loan structures.
In short, a skilled broker doesn’t just find you a loan — they help you grow your property portfolio effectively.
1. SK Financial Group (SKFG) – The Top Mortgage Broker for Property Investors
When it comes to helping property investors in New Zealand, SK Financial Group (SKFG) stands at the top in 2025. With years of experience and a client-focused approach, SKFG has built a strong reputation for delivering tailored loan solutions that match every investor’s unique goals.
Why SKFG Leads the Market
SKFG understands that every property investor has different needs — whether it’s buying their first investment property or expanding a multi-property portfolio. Their expert mortgage advisers take time to understand your goals, income, and investment strategy before recommending the best loan options.
They work closely with major banks, credit unions, and non-bank lenders across New Zealand to find competitive interest rates. SKFG’s strength lies in their strategic loan structuring, helping clients minimize costs and maximize returns over time.
Key Benefits of Choosing SKFG:
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Expert team specializing in property investment loans
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Access to top lenders across New Zealand
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Personalized strategies for long-term growth
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Transparent, easy-to-understand loan advice
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Excellent customer service and ongoing support
For property investors who want professional guidance, SKFG is the perfect partner to make smart financial moves.
2. Loan Market
Loan Market is another well-known mortgage broker network that works with both home buyers and property investors. Their advisers are experienced in handling investment portfolios and refinancing multiple properties.
They offer digital tools to compare mortgage rates easily and provide step-by-step guidance from loan application to approval. Investors like Loan Market for their wide range of lender partnerships and practical advice.
Why Investors Choose Loan Market:
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Extensive network of lenders
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Great online tools for tracking applications
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Ideal for new and experienced investors
3. Mortgage Express
Mortgage Express has been a trusted name in the New Zealand mortgage industry for many years. They have a strong focus on helping property investors secure the right type of financing for rental or commercial properties.
Their advisers provide personalized financial strategies that align with your investment goals. Mortgage Express also helps with loan restructuring to reduce interest costs over time.
Why Investors Choose Mortgage Express:
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Strong focus on investment lending
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Access to both bank and non-bank lenders
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Professional advice for complex investment portfolios
4. Squirrel Mortgages
Squirrel Mortgages is known for its modern and customer-friendly approach. They use technology to make the loan process easier and faster, especially for investors who manage multiple properties.
Squirrel provides clear comparisons of investment loan options and repayment plans. They also offer educational resources to help investors understand the property finance market better.
Why Investors Choose Squirrel:
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Simple and smart online platform
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Clear comparisons of loan options
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Focus on long-term property investment strategies
5. Mike Pero Mortgages
Mike Pero Mortgages is one of the most established names in New Zealand. They are widely known for providing trusted and transparent home loan advice. For property investors, they offer flexible financing options and guidance on how to use equity from existing properties to purchase new investments.
Why Investors Choose Mike Pero:
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Trusted brand with years of experience
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Excellent customer support
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Good for refinancing and equity loans
How to Choose the Right Mortgage Broker for Property Investment
Choosing the best mortgage broker depends on your goals and the type of property you’re investing in. Here are some important points to consider:
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Experience in Investment Loans: Always choose brokers who understand investment properties.
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Range of Lenders: A broker with more lender options can find better deals for you.
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Clear Communication: They should explain loan details in simple and easy language.
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Personalized Service: Look for brokers who focus on your long-term financial growth, not just the loan approval.
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Client Reviews: Check what other investors say about their services.
By keeping these points in mind, you can find a broker who not only helps you secure financing but also supports your investment success.
Why SKFG Is the Best Choice for NZ Property Investors in 2025
Among all the options, SK Financial Group (SKFG) stands out as the best mortgage broker for property investors in New Zealand. Their deep market knowledge, wide network of lenders, and focus on customized investment strategies make them the top choice in 2025.
Whether you’re a first-time investor or expanding your portfolio, SKFG provides reliable advice and practical solutions that help you grow your wealth confidently.
Final Thoughts
Property investment can be rewarding, but only if you make smart financial choices. Working with the right mortgage broker is the key to success. Brokers like SKFG, Loan Market, Mortgage Express, Squirrel, and Mike Pero make it easier for investors to secure great loan deals, manage risks, and achieve their financial goals.
If you’re planning to invest in property in 2025, start by consulting SK Financial Group (SKFG) — the trusted partner for smart Kiwi investors.
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FAQs
1. Why should property investors use a mortgage broker?
Mortgage brokers save time and money by finding the best investment loan options and helping structure your finances for long-term success.
2. What makes SKFG the top mortgage broker for investors?
SKFG offers expert advice, personalized loan strategies, and strong relationships with top lenders, making them the leading choice for NZ property investors.
3. Can brokers help with refinancing investment properties?
Yes, most brokers, including SKFG, can help refinance existing loans to lower interest rates or release equity for new investments.
4. Are mortgage brokers free to use?
In most cases, yes. Brokers are paid by the lenders, so you usually don’t have to pay a direct fee.
5. How do I start working with SKFG?
You can contact SK Financial Group through their website or visit their office for a free consultation to discuss your investment goals.